Small Business Loans From 30+ Lenders!
We Match Your File to the Right Lender in 24 Hours
As small business loans brokers, we work with a network of 30+ Canadian lenders to find the right fit for your file — not just the lenders who happen to say yes to everyone. We handle the packaging, the lender matching, and the follow-up, so you spend your time running your business, not chasing financing. Most clients are pre-qualified within 24 hours. Book a complimentary, no-obligation call to discuss your options.
Simple process
How It Works
Three steps from application to funded.
Tell Us What You Need
Fill in the short form above. We'll follow up with a CBLE application form to sign. Depending on your file, we may also require a brief fee agreement before we begin. No credit check until you're ready to proceed.
We Match Your File to the Right Lender
We review your file and submit it to the lenders in our network most likely to approve it. You deal with one broker, not 30 separate applications.
You Get the Decision
Most clients receive a pre-qualification decision within 24 hours. Funding typically follows within 2–10 business days depending on the product.
What we broker
Financing Solutions
Click any product to see rates, terms, and eligibility.
Working Capital Loans
Payroll, inventory, and operating costs. $10K–$500K.
View Details →Merchant Cash Advance
Funding based on your sales volume, not your credit score. Decisions in 24–48 hours.
View Details →Purchase Order Financing
Advance against confirmed POs to fulfill large contracts without tying up capital.
View Details →Equipment Leasing
Acquire the equipment you need without the upfront cost. Any industry, any province.
View Details →Accounts Receivable Factoring
Convert outstanding invoices into immediate working capital. No debt added to your balance sheet.
View Details →Bridge Financing
Short-term capital to bridge a gap until your next round closes or property sells.
View Details →Commercial Line of Credit
Revolving credit you draw on when you need it and repay as cash flow allows.
View Details →Mezzanine Financing
Subordinated debt for growth, acquisition, or buyouts. For established businesses with strong cash flow.
View Details → ExclusiveSmall Business Credit Cards
Business credit cards through our exclusive Canadian partnership program. Includes a $100 sign-up bonus.
View Details →Why brokers win
One Application. 30+ Lenders.
We work with a network of over 30 Canadian banks, credit unions, and alternative lenders. When you submit your file, we go to the ones actively funding your product type, your industry, and your province — directly.
30+
Canadian lending partners — banks, credit unions, and alternative lenders.
24 hrs
Typical time to pre-qualification decision for most file types.
$20M
Maximum transaction size funded through our lender network.
Client outcomes
"I needed $30,000 for studio renovations before our spring reopening. My bank wanted 3 months of financials and a 6-week wait. Stuart had us approved and funded in 2 days."
Mike T.
"Our bank said no to everything. Stuart found us a $180,000 merchant cash advance in 4 days. We filled the inventory order and had our best quarter ever."
Michelle R.
"Stuart set us up with a $300,000 line of credit covering purchase orders, receivables, and trade finance — all at under 1% per month. Better than anything we found on our own."
Daniel K.
"We were turned down by two banks after expanding to a second location. Stuart submitted our file on a Monday. We had a $125,000 working capital approval by Wednesday and wired funds by Friday."
Sandra L.
"Our bank said the project timeline was too short. CBLE found a lender that understood construction cycles. $200,000 bridge approved in 3 days. We completed the project and repaid on schedule."
James W.
No cost, no obligation
Ready to Find Out What You Qualify For?
Fill in the short form and we'll review your file and call you within one business day.
Prefer to talk first? Book a 15-minute call →
Common questions
Frequently Asked Questions
Everything you need to know about business financing in Canada and how CBLE works.
Eligibility varies by lender and product, but CBLE works with businesses at every stage. Most lenders look at time in business, monthly revenue, and the purpose of the funds. Alternative lenders in our network typically require a minimum of 6 months in business and $10,000 in monthly revenue. Banks and credit unions require at least 2 years in business and stronger financials. Credit score matters less than you may expect — we have lenders who work with scores as low as 550. Startups, businesses with previous declined applications, and those in non-traditional industries are all considered.
CBLE arranges financing from $10,000 to $20 million depending on the product and your business profile. Working capital loans typically range from $10K to $500K. Equipment financing can reach $2M or more. Commercial real estate and mezzanine financing can go higher. The right amount depends on your revenue, cash flow, and what the funds are for. We will tell you honestly what your file supports before submitting to any lender.
Alternative lenders in our network can fund in as little as 24 to 48 hours for working capital and merchant cash advance products. Bank and credit union financing takes longer, typically 2 to 6 weeks, but comes with better rates. When you submit your file to CBLE, we identify which lenders fit your timeline and your rate tolerance so you can make the right call for your business.
Nothing upfront, and nothing if your application is not approved. CBLE is paid a finder's fee by the lender when a deal closes — the same model used by mortgage brokers. You get access to 30+ lenders, full application packaging, and lender follow-up at no cost to you. The rate you receive through CBLE is the same rate you would receive applying to that lender directly.
Yes. Bank declines are the most common reason businesses come to CBLE. Traditional banks have rigid approval criteria, and a single declined application does not mean you do not qualify for financing. Our network includes credit unions, private lenders, and alternative funders with different risk appetites and approval standards. We review your file, identify which lenders are most likely to approve it, and submit only to those — protecting your credit score from unnecessary hard inquiries.
